Critical Home Repairs
When funding is available, Habitat for Humanity of Delaware & Union Counties offers critical home repairs that require no repayment!
Critical Home Repairs
When funding is available, critical home repairs are available to homeowners in Delaware & Union Counties with income below 80% of the county median income. Repairs can be up to $15,000. Our grant funding in 2026 gives priority to seniors residing in Delaware County.
Critical home repairs focus on protecting the home from further damage and preserving long-term health, safety, accessibility and structural stability. Repairs may include:
Fixing unsafe steps, handrails, and flooring
Addressing electrical, plumbing, or HVAC issues that pose safety hazards
Repairing or replacing roofs, siding, or other exterior elements
Improving accessibility
Mold remediation and moisture control
*We may have the flexibility to approve projects not on the eligible project list if those improvements enhance the health, safety, or accessibility of the occupants.
Is my home eligible for these repairs?
Do you own and reside in the home that needs repairs? Is it located in Delaware or Union County?
Does the combined annual income of all household members fall below the income limits listed below?
Are you able to share financial documentation for all household members? (We collect this information ONLY for the purpose of determining eligibility for the program)
Additional Repair Requirements
Must have owned home for at least 3 years
Property taxes must be up to date
Must be current with your mortgage (if applicable)
Must provide proof of homeowner’s insurance
We no longer repair manufactured homes
For projects totaling $8,000 or more, a lien will be placed on the home which requires full repayment if the home is sold within 5 years of repair completion
